Update (Friday April 3, 2015) !!
It turns out I wrote this article on the wrong information. Google it turns out is not to blame for the delay the authorizing bank is the source. For what ever reason they flagged the transaction for review (likely the fact that the investor was in Europe when she initiated the request) and that is why the fund transfer to her Google Wallet account and to mine has been delayed. I thus retract the bulk of the comments made below with the mistaken belief that the hold was an internal matter on Google's part. Still the fact that their customer service were unable to clearly specify the source of the block is a big issue that they should address the integrity of their system for review is not relevant as it was not their system that was the cause of this issue. I keep this article up only as public record of the affair.
So the month starts anew and with it I receive a transfer from my investor at least I am supposed to via Google wallet as initiated by her action…usually this process happens instantly but not this time.
The transaction remained in a permanent state of “pending” for most of the morning and then not wanting to play the role of a nag I asked my investor if she could call Google and check to see what the issue was. This is *after* I called them and confirmed that the issue was not due to a block placed on my account.
This makes sense and is normal for many banks to provide but what stuck out was the use of the world “random” which my investor confirmed was stated by the rep. It should be clear to any one that having a random review process would make no sense…as it provides a non zero probability that one flags for review a transaction that is completely 100% on board, the optimal process for flagging should apply some type of filter to the criteria of transactions in order to trigger a flag….for example it turns out that my investor is in Europe at the moment and though she has transferred funds from outside of the nation before, that *may* be a consideration in a security flagging heuristic (many banks employ them to ensure fraud is not happening).
As mentioned earlier there is NO reason why the flagging is “random” in the first place that is a flaw that needs to be removed from the system…but beyond that reducing the selection rate would reduce the review rate for customers and that can get it below 24 hours wait.